Size matters. The bigger, the better. The rich are not like us. Most intelligent people would laugh if I told them the clichés listed before are true. After all, the bigger is not the better if we are talking about a heart attack or acne. And Ernest Heminway was eloquent referring to what makes rich people different: Yes, they have more money!

However, in the sbobet88 Baccarat and Casino world, those clichés are right, at least referring to the money issue. Let me explain. The Baccarat game, James Bond’s style with big tables, very developed, is usually played in the most distinguished Casino rooms, with minimums that are never under $25 and that usually go up to $100. This version is better than the mini-Baccarat played in little tables with minimums of $5, $10, and $25, where croupiers give out the cards.

Yes, Baccarat and mini-Baccarat is the same game in what respects to number of possible bets (Player, Bank, Tie), to the margin the Casino gains on these bets and the rules to play hands. But there’s a special difference that makes maxi Baccarat better than mini-Baccarat and it’s the speed. Only the speed can make a difference in a crash (What car would you rather go in? The one going 100 yards at 1 mile per hour crashing against a brick wall or the one going 100 yards at 75 miles per hour crashing against a brick wall? It’s the same distance crashing against the same wall, but one strikes you and the other destroys you), the speed of a Casino Game can make a small gain margin for the Casino into a total evacuation.

As I have exposed in my book The Baccarat Battle Book: How to Attack the Game of Baccarat, the players play better Baccarat for $25 a hand than mini-Baccarat for $10, because in mini-Baccarat you can see up to five times more the number of hands in a Game than in its rich long-lasting cousin.

Therefore, if you can handle the volatility of the longer version, go to the most distinguished room and play with the rich, where the size does matter, where the bigger is the better. After this being said, if you had never played Baccarat or mini-Baccarat, here’s a small guide.

The card values

During the game, eight packs of cards are distributed (in some occasions only six are used). All the Tens, Jays, Queens and Kings are worth zero. The As is worth one. The rest of the cards are worth as the number they show. The highest hand you can have is worth nine points. If you have two fives the result is not ten but zero.

Purpose of the Game

The aim in Baccarat is for the players to guess correctly which of the next three possible bets is going to win in the next play: White, Player or Tie. Two cards are distributed in the Bank’s hand and two in the Player’s hand. Sometimes a third card is distributed in one of the hands or in both. The hand nearest to nine, wins. A hand that sums up nine or a hand that sums up eight are consider natural and imply no victory.


In Baccarat, the cards are distributed against clockwise, around the table, Player by Player. The Player distributing the cards, keeps doing it as long as the Bank wins. However, when a player wins a hand, the next player begins to distribute. This way, the card dispenser shows the order around the table. The players can skip a turn to distribute the cards if they want to. If you want to play Baccarat and distribute the cards but you are shy, don’t worry. The Casino personnel assigned to the Baccarat tables is always willing to guide you step by step. In mini-Baccarat, the croupier distributes the cards. After the Bank and the Player got two cards, it’s possible that any of them need an extra card. The rules to get cards are predetermined. They are also irrelevant, because the Players don’t have to make decisions on whether to keep playing or fold. Even if the card is drawn at the end of the hand, the one that sums nine or the closest one is the winner.

Payments for winning hands

A winning hand bet to the Player pays one to one. Therefore, if you bet ten dollars, you get ten dollars. A hand won to the Bank pays the same way, but with a commission that is reduced in each won hand, usually a five percent. This means that, if you bet $10 you’ll get $9.50. The commission ends when the shoe is reached and you can ask for the pay as you go. 

If you are paying $25 or $75 per hand and the pay as you go is allowed, you may find that the Casino reduces the change (for a Bank’s victory bet of $25, $1.25 should be reduced, and for a $75 bet $3.75 should be reduced, but some Casinos will only take $1 and $3 respectively in those cases), reducing the commission four % and the Bank’s advantage to 50%. The tie pays eight to one. Therefore, a winning bet of $10 will pay you $80. If you bet for the Bank or the Player and Tie wins, you won’t lose the bet. This is on your behalf.

The Casino’s Advantage

  • The Tie is the worst bet in the Casino. We are not even going to consider it. As long as it doesn’t affect the other two kinds of bets, Player and Bank, we’re going to focus on how to get the House’s advantage for these bets.
  • The Player’s bet wins 49,32% of the time.
  • The Player’s bet loses 50,68% of the time.
  • Speaking in money terms, what was said before, means that every $100 bet to the player, loses $1.36 ($50.68 minus $49.32 equals $1.36). Therefore 1.36% is the Casino’s advantage.
  • The Bank’s bet wins 50,68% of the time.
  • The Bank’s bet loses 49,32% of the time.

With no interference, the Bank has an advantage of 1,36%. If the Casinos let this situation happen, no one would ever bet the Player and everyone would bet the Bank, until the Casino bankrupted. To avoid this from happening, Casinos charge a 5% commission to every winning bet. You actually win only 95% in a dollar bet. This inverts the situation and gives the Casino a small advantage of 1,17%.

How does a 5% commission reduce the Casino’s advantage to 1,17%? When it loses the Bank bet, loses $49.32 for every $100 bet. But when it wins the bet, wins $50.68 x $0.95, which makes $48.15. Therefore $49.32 minus $48.15 equals $1.17 of loss for every $100 bet. To sum up, 1,17% is the Casino’s advantage.

The best way to play

I imagine you think I’m old-fashioned when it comes to playing Baccarat. I say only to bet the Bank and to make a pay-as-you-go-in of $25 or $75 if the Casino reduces the commission so they don’t have to split the change. If you find that $25 or $75 is too low of a bet for an obsessed player’s room, then play mini-Baccarat. In that case, you’ll have to cheat yourself making 40 and more bets per hour to get the same Game you get in maxi Baccarat. You can make it just betting every third or fourth hand or you can make it following an anti-tendency or a tendency scheme. An anti-tendency scheme would wait to see three Player winning bets in a row to place a bet for the Bank. A tendency scheme would wait for three banks’ winning bets to place a bet for the Bank. It doesn’t matter which scheme you want to follow, but the reason to do it is to reduce the number of decisions to make.

You’ll find that with benefits, a reduced commission on a Bank’s bet, and 40 decisions per hour, the real money advantage the Casino has on you is null. Therefore, the Baccarat is as easy for you as crashing a wall at zero miles per hour!

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